Warranty & Creditor Services Reviews 

442
•
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Considering 119 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the exceptionally helpful staff members who guide people kindly and professionally through every single step of the application process. People note that phone repairs and swift replacements are handled very efficiently, often resulting in brand new devices arriving safely within just a few days. Some reviewers were not happy with the overall service, mentioning significant difficulties trying to contact support agents and quickly resolve account issues. A few customers also reported experiencing frustrating situations involving damaged hardware conditions or unexpected charges for services they did not want.

What people talk about most

Service

Clients share positive opinions on service, frequently highlighting quick claim responses, fast repairs, and... See more

Customer service

Reviewers mention positive feedback about customer service, highlighting fast responses and helpful agents... See more

Staff

Users describe positive interactions with staff, noting that the team is very helpful, polite, and quick to... See more

User experience

Customers consistently note positive experiences with user experience, highlighting that everything was easy... See more

Product

Customers had positive experiences with product, expressing full satisfaction and noting that the process was... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Great communicating , about 10 days with postage to get back as first day it wasn't delivered as nobody to sign for it. but great to get it back .

Company replied


Company details

  1. Gadget Insurance Company
  2. also in
  3. Insurance agency
  4. Insurance broker

Written by the company

We are a UK based, British owned company, established in 1993. Our team has a combined experience of over 200 years. We provide support for UK gadget retailers who also sell insurance to their customers. Talk to us for insurance on all things tech.

We protect gadgets

Written by the company

from accidental damage and theft.
Many of our policies are sold by our retail partners. Did you know you can add your other devices, such as phones used by your family, with us as well? Just give us a call (01256 471387) and we'll provide the details, or visit our website at https://wcsinsurance.co.uk/contact-us

We promise

to settle all valid insurance claims with care.

to settle all valid insurance claims with care.
We believe that if the worst happens and you have a valid claim against our insurance policies then we should settle your claim with the minimum of fuss and as fast as possible. We take the quality of repairs to your equipment seriously, using only the best parts, and if we can't repair your equipment or it has been stolen, then we should replace it quickly, too.

Contact info

4.4

Excellent

TrustScore 4.5 out of 5

442 reviews

5-star
4-star
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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.4

All reviews

(442)

109 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Happy customer

I meant to cancel my policy a few days before my phone broke. Im so glad I hadn't got around to it. Very quick responses to queries. Quick insurance claim assessment item fixed and returned quickly. Correspondence clear and easy to understand. I would recommend this company. Its been very positive experience. I was anxious prior to making a claim that it would be very stressful or an unfair process, it wasn't at all, hence I would absolutely recommend WCS insurrence creditors.

27 November 2025
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Reply from Warranty & Creditor Services

We're absolutely delighted that you had such a good experience. We always try our best and reviews like this really mean a lot to our staff. Thank you so much.

Rated 4 out of 5 stars

Good customer service and hasty repair

Good customer service and hasty repair

20 March 2026
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Reply from Warranty & Creditor Services

Thank you for taking the time to write a review, we do appreciate it and we are delighted you were so pleased with our customer service and repair standards.

Rated 5 out of 5 stars

Got 2 months free with my handset/…

Got 2 months free with my handset/ phone contract…. Very good, not tied into a contract if you decide to cancel..
no payments taken for the 2 months….

26 March 2026
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Reply from Warranty & Creditor Services

Thank you for review, we do appreciate it.

Rated 5 out of 5 stars

Staff was too nice and they were very…

Staff was too nice and they were very quick every time they respond me very fast
Overall…it was too good as my case was complicated but still they have a lot of patience
Thank you.

27 March 2026
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Reply from Warranty & Creditor Services

Thank you for taking the time to write a review, we are delighted you were so pleased with the customer service you received.

Rated 5 out of 5 stars

I was kept informed throughout my phone…

I was kept informed throughout my phone repair. The customer service was fantastic. I would highly recommend warranty and creditor services.

24 March 2026
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Reply from Warranty & Creditor Services

Thank you for taking the time to write a review, we are delighted that you were so pleased with our service.

Rated 4 out of 5 stars

Cancelled insurance

Cannot find a way to cancel insurance for phone after free period. Email not answered.
Update - email now received from company and cancelled as requested, thanks. Missed called and voicemail noted as well thank you.
I have been asked to change my review but I have checked my junk email and have had no email as suggested, other than the one received today. No voicemails have been left or missed calls from the number that has called today. I'm afraid I cannot update my review to 5 stars based on this experience.

23 February 2026
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Reply from Warranty & Creditor Services

Thank you for your review, however, we would like to advise that your policy was cancelled on the 16th March 2026 as you requested and an email confirming this was sent to your email address at 9.14am that day. We have also made contact by phone to confirm this again. We are sorry if you did not receive this email which may have gone into your 'junk' email and hope that you will consider changing your review, as Warranty & Creditor Services have acted upon your initial request.

Rated 5 out of 5 stars

Very important people are very important to me

I’ve been with this company WCS for 20 years I’m very happy with the company and I’m very happy working with WCS people I look after are part of my family I’ve see people come and go sometimes working in WCS it can be sad times when your look after people and unfortunately they pass away but there also good times I like I say I’ve been in the company for 20 years here to another 20 years

26 February 2026
Rated 5 out of 5 stars

Easy to get and sign up to hopefully…

Easy to get and sign up to hopefully there as good and as easy to get a replacement phone or repaired if the situation arises.

27 February 2026
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Reply from Warranty & Creditor Services

Thank you for taking the time to review us, we do appreciate it.

Rated 5 out of 5 stars

Great communicatio

Great communication through the whole claim and phone came back as good as new!

24 February 2026
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Reply from Warranty & Creditor Services

Thank you Katherine for your positive review, we are delighted you are so pleased with the service

Rated 5 out of 5 stars

Had a couple of queries

Had a couple of queries which were dealt with straight away with a friendly efficient staff member.

20 February 2026
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Reply from Warranty & Creditor Services

Thank you for your positive review, and that you were happy with the service provided by our Team.

Rated 5 out of 5 stars

The insurance was free with the phone…

The insurance was free with the phone for 2 months so was happy to give it a go ,no hassle everything was sent by email straight away so I didn’t have to do anything ,so very satisfied 😊

3 February 2026
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Reply from Warranty & Creditor Services

Thank you for taking the time to write a review, we do appreciate it.

Rated 5 out of 5 stars

Excellent service from start to finish

From start to finish I was dealt with kindly and professionally. Toni was amazing, she explained everything clearly and made sure I understood the claims policy and what to do and expect.
I was then forwarded over to Julie who took over and again was very kind, professional and clear.
I sent off my phone on Monday and by Thursday it was delivered to me. I would highly recommend Warranty and Creditor Services

12 February 2026
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Reply from Warranty & Creditor Services

Thank you for your positive review, Toni and Julie will be delighted to hear you were so pleased with their customer service and your recommendation.

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