Warranty & Creditor Services Reviews 

442
•
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Considering 119 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the exceptionally helpful staff members who guide people kindly and professionally through every single step of the application process. People note that phone repairs and swift replacements are handled very efficiently, often resulting in brand new devices arriving safely within just a few days. Some reviewers were not happy with the overall service, mentioning significant difficulties trying to contact support agents and quickly resolve account issues. A few customers also reported experiencing frustrating situations involving damaged hardware conditions or unexpected charges for services they did not want.

What people talk about most

Service

Clients share positive opinions on service, frequently highlighting quick claim responses, fast repairs, and... See more

Customer service

Reviewers mention positive feedback about customer service, highlighting fast responses and helpful agents... See more

Staff

Users describe positive interactions with staff, noting that the team is very helpful, polite, and quick to... See more

User experience

Customers consistently note positive experiences with user experience, highlighting that everything was easy... See more

Product

Customers had positive experiences with product, expressing full satisfaction and noting that the process was... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Great communicating , about 10 days with postage to get back as first day it wasn't delivered as nobody to sign for it. but great to get it back .

Company replied


Company details

  1. Gadget Insurance Company
  2. also in
  3. Insurance agency
  4. Insurance broker

Written by the company

We are a UK based, British owned company, established in 1993. Our team has a combined experience of over 200 years. We provide support for UK gadget retailers who also sell insurance to their customers. Talk to us for insurance on all things tech.

We protect gadgets

Written by the company

from accidental damage and theft.
Many of our policies are sold by our retail partners. Did you know you can add your other devices, such as phones used by your family, with us as well? Just give us a call (01256 471387) and we'll provide the details, or visit our website at https://wcsinsurance.co.uk/contact-us

We promise

to settle all valid insurance claims with care.

to settle all valid insurance claims with care.
We believe that if the worst happens and you have a valid claim against our insurance policies then we should settle your claim with the minimum of fuss and as fast as possible. We take the quality of repairs to your equipment seriously, using only the best parts, and if we can't repair your equipment or it has been stolen, then we should replace it quickly, too.

Contact info

4.4

Excellent

TrustScore 4.5 out of 5

442 reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.4

All reviews

(442)

109 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Good service

Good service

18 November 2025
Warranty & Creditor Services logo

Reply from Warranty & Creditor Services

Thank you for your positive review, we are delighted you are pleased with our service.

Rated 5 out of 5 stars

I am extremely satisfied with the…

I am extremely satisfied with the service! My phone was repaired very quickly, and the customer support was absolutely fantastic. Communication was easy, clear, and efficient both by phone and by email. The claim was reviewed and resolved incredibly fast, which exceeded my expectations. Highly professional service from start to finish. I would definitely recommend this company to anyone — truly excellent experience!

17 December 2025
Warranty & Creditor Services logo

Reply from Warranty & Creditor Services

Thank you for your positive review. We are absolutely delighted that you are so pleased with our service.

Rated 5 out of 5 stars

Incredibly efficient

Contacted them via email to cancel my policy and in a few hours received an email back saying it was cancelled and advising me to also cancel my direct debit. If only all companies where so efficient.

23 September 2025
Warranty & Creditor Services logo

Reply from Warranty & Creditor Services

Thank you for your positive review Michael, we are delighted you are so pleased with our service.

Rated 5 out of 5 stars

Very quick

Very quick, got an appointment quick too.

2 December 2025
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Reply from Warranty & Creditor Services

Thanks very much for your review, we're very pleased you like the service

Rated 2 out of 5 stars

It's poor service compare to others…

It's poor service compare to other providers. you need to arrange shipment (including packaging and payment) yourself. other then address nothing is provided. Phone then will be repaired and sent back to you. Other providers send you new (replacement) phone and collect old/broken at the same time. A lot of hassle for premium insurance with such a high excess.

9 December 2025
Unprompted review
Warranty & Creditor Services logo

Reply from Warranty & Creditor Services

Are you actually a customer of ours? We'd like to know who sends you out a 'new' phone when your own is merely damaged and can assure anyone reading this that this is not the case

Rated 5 out of 5 stars

Great insurance good pricing

Great insurance good pricing

9 December 2025
Warranty & Creditor Services logo

Reply from Warranty & Creditor Services

Thank you very much for your review. We're very pleased you like the cover and price.

Rated 1 out of 5 stars

SCAM

SCAM
FRAUD
Absolutely ridiculous services

27 November 2025
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Reply from Warranty & Creditor Services

Thank you for your review but we don't understand why you have allocated 1 star and confirmed the Mobile Phone Insurance is a scam. Having checked our records we have had no communication with you, other than emailing your Policy Documents after your purchase of a mobile phone with FoneHouse, where you would have selected the insurance cover on-line. Please contact us at: Admin@wcsinsurance.co.uk to allow us to resolve any issues. Thank you

Rated 5 out of 5 stars

Happy

Great it was easy and straight forward would recommend

18 November 2025
Warranty & Creditor Services logo

Reply from Warranty & Creditor Services

Thank you for your positive review, we do appreciate it.

Rated 5 out of 5 stars

excellent!

very helpful and understanding gave me lots of info on how to progress with my claim.

18 November 2025
Warranty & Creditor Services logo

Reply from Warranty & Creditor Services

Thank you for taking the time to review us, we are delighted you were so pleased with our service.

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