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RAC Car Insurance Reviews 

18,602
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Looking at 12,220 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the affordable pricing and how straightforward it is to set up new insurance policies online. Many people also highlight the user-friendly website navigation and the comprehensive breakdown cover options available. Reviewers emphasize that the entire process is smooth, quick, and provides excellent value for money compared to other providers. However, some customers also noted that annual renewal prices could sometimes increase significantly or exceed initial expectations. A few other people also felt that managing policy updates, accessing online accounts, or navigating renewals involved occasional difficulties.

What people talk about most

Price

People report positive experiences with price, noting that quotes are competitive and often save them... See more

Service

Reviewers mention positive feedback about service, noting that buying policies and arranging new insurance is... See more

User experience

Clients share positive opinions on user_experience, highlighting that the online process is smooth and easy... See more

Website

Users describe positive interactions with the website, highlighting that the platform is easy to use, clear,... See more

Subscription

Consumers find subscription to be positive, highlighting that the renewal process went smoothly and without... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Price was cheaper than my renewal quote so that was main reason even though was not so much by the time i had to add on the same cover i had before. Been REC member since 2009 so maybe it will remain... See more

Company replied

Rated 4 out of 5 stars

My car insurance had gone up so went to look around for a different provider. The RAC was a really good price, offering more options as standard than some other insurers. I haven’t had any issues with... See more

Company replied

Rated 4 out of 5 stars

RAC offered different levels of comprehensive cover. The price seemed fair. RAC is a long established name in the world of motoring. I am already a member of RAC Breakdown

Company replied

Rated 4 out of 5 stars

The experience was good but I would like to be able to communicate with you more easily. I have had several emails off you and a couple of texts but my reply could not be sent.


Company details

  1. #158 of 176 best companies in Insurance broker
  2. #47 of 66 best companies in Car and Motor Insurance Agency
  3. #178 of 226 best companies in Insurance agency

Written by the company

The RAC has been providing peace of mind to motorists since 1897. We are dedicated to helping drivers across the UK with a wide variety of products. RAC Car Insurance offers drivers quality insurance, from a name you can trust with options to suit your needs. If you like to do everything digitally, RAC Online Car Insurance is for you! View your cover, make changes, or renew — all through your online account, 24/7. Cutting out the call centre makes RAC Online our cheapest car insurance option. If you prefer the reassurance of talking to the team, our standard RAC Car Insurance is a great choice. We’ve been named ‘Moneyfacts Car Insurance Provider of the Year’ five years in a row, so you know you’re in safe hands. Get your quote online today – direct from the RAC.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

19k reviews

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4.4

All reviews

(18,602)

11,751 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

easy to set up my insurance and at a…

easy to set up my insurance and at a good price

14 August 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Easy process to sign up

Easy process to sign up, competitive price. No claims record approved automatically.

14 August 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thank you so much for the wonderful feedback! It really means a lot to us. If anyone you know needs car insurance, refer them using the link below. You'll both earn a £25 e-gift card when they get insurance with us following your unique link. See details here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Clear website and helpful customer…

Clear website and helpful customer service repre
sentatives

8 August 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thank you so much for the wonderful feedback! It really means a lot to us. If anyone you know needs car insurance, refer them using the link below. You'll both earn a £25 e-gift card when they get insurance with us following your unique link. See details here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Hassel free/ easy

Hassel free/ easy. Good price

9 August 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave us such a positive review! If you want to recommend us, both you and your friend can get a £25 Amazon gift card for up to 12 successful referrals. Use this link: rac.co.uk/insurance/refer-a-friend

Rated 1 out of 5 stars

12 hour wait with no customer service follow up

Reported at 10:15 PM rescheduled 4 times for attendance. Organised a taxi to take my wife home which failed to arrive. Recovery vehicle arrived at approx 10:30am the next morning. Left for over 12 hrs in a remote area with no facilities. The status apparently went from breakdown to priority to stranded to intervention. Reasons for delays were remoteness to Solar eclipse! So if you're going to breakdown do so in a nice easy accessible place and not after a solar eclipse! Or maybe if they can't provide cover don't take the job on and don't take out money. Also haven't received a follow up from then regarding this debacle. Good luck if you use them as you will need it

13 August 2026
Unprompted review
Rated 5 out of 5 stars

Very competitive.

Despite the site being fully automated (no human voice) the experience was trouble free from beginning to end. Everything explained fully (what was and what wasn't covered). Price was much improved on my renewal and very competitive with other quotes. Overall very satisfied.

13 August 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave us such a positive review! If you want to recommend us, both you and your friend can get a £25 Amazon gift card for up to 12 successful referrals. Use this link: rac.co.uk/insurance/refer-a-friend

Rated 4 out of 5 stars

Knowing what I asked for on my…

Knowing what I asked for on my insurance up got it

9 August 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

It's great to know you were happy with our service. Thanks for the review! If you'd like to recommend us to anyone, just send them the link below. We'll give you both a £25 e-gift card after they join. See details here: rac.co.uk/insurance/refer-a-friend

Rated 4 out of 5 stars

Somewhat confusing website to get a…

Somewhat confusing website to get a quote but when I finally managed it, happy with the price. Not happy with it being online though as I like to talk to a human.

1 August 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave us such a positive review! If you want to recommend us, both you and your friend can get a £25 Amazon gift card for up to 12 successful referrals. Use this link: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Quick and easy to renew and at a good…

Quick and easy to renew and at a good price.

8 August 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

It's great to know you were happy with our service. Thanks for the review! If you'd like to recommend us to anyone, just send them the link below. We'll give you both a £25 e-gift card after they join. See details here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

I don't have to worry about anything…

I don't have to worry about anything going wrong with the insurance

9 August 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave us such a positive review! If you want to recommend us, both you and your friend can get a £25 Amazon gift card for up to 12 successful referrals. Use this link: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Great company as we already have…

Great company as we already have emergency cover with RAC
We found the price of the motor insurance very competitive we had been paying over£100 a month with a well known company with the same benefits we've saved over £50 with RAC we will definitely recommend this company to our friends

10 August 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thank you so much for the wonderful feedback! It really means a lot to us. If anyone you know needs car insurance, refer them using the link below. You'll both earn a £25 e-gift card when they get insurance with us following your unique link. See details here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

You can callposative experience them and speak to a human!

You can call them and speak to a human!
The operator I spoke to was more than helpful as I was renewing and changing address, they made it an easy and painless experience which is unusual these day

19 February 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thank you so much for the wonderful feedback! It really means a lot to us. If anyone you know needs car insurance, refer them using the link below. You'll both earn a £25 e-gift card when they get insurance with us following your unique link. See details here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Simple process and a good price

The whole process of taking out this insurance was easy and quick. The original quote given was one of the cheapest I received and the policy covered everything I wanted.

9 August 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave us such a positive review! If you want to recommend us, both you and your friend can get a £25 Amazon gift card for up to 12 successful referrals. Use this link: rac.co.uk/insurance/refer-a-friend

Rated 1 out of 5 stars

NEVER again.

Despite me buying, AND PAYING FOR ! my car insurance policy with you at least 14 days ago, I have had to get your help desk to email me a copy of my documents as your online site will not allow me to view them !
It tells me I DO have a policy but will not open the documents despite repeated attempts !
I should have learned my lesson 2 YEARS AGO WHEN IT HAPPENED THEN !

IT WON'T HAPPEN AGAIN .

13 August 2026
Rated 5 out of 5 stars

Great renew price

Great renew price, easy to do, thank you!

8 August 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

It's great to know you were happy with our service. Thanks for the review! If you'd like to recommend us to anyone, just send them the link below. We'll give you both a £25 e-gift card after they join. See details here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Very simple way to apply

Very simple way to apply, it only took a few minutes. Good price, I Had been quoted just under £100 per month. Nice well known name so I had confidence in taking out the cover.

14 August 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave us such a positive review! If you want to recommend us, both you and your friend can get a £25 Amazon gift card for up to 12 successful referrals. Use this link: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

price and service

9 August 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Very easy to do

2 August 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave us such a positive review! If you want to recommend us, both you and your friend can get a £25 Amazon gift card for up to 12 successful referrals. Use this link: rac.co.uk/insurance/refer-a-friend

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