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RAC Car Insurance Reviews 16,936

TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Considering 11,670 reviews, reviewers overwhelmingly had a great experience with this company. Many customers found the pricing to be very competitive, often noting that renewal costs were reasonable or even lower than previous years. The online process for obtaining and renewing insurance was frequently described as straightforward, easy, and hassle-free, making it simple to navigate and complete. People appreciated the efficiency of the service and the ability to tailor policies to their specific needs, often highlighting the peace of mind provided by a well-known company. However, some customers also noted significant increases in their renewal premiums, sometimes by a substantial amount, which led them to seek out other providers. A few other people also felt that the renewal quotes were not always competitive initially, requiring them to haggle or find cheaper alternatives.

What people talk about most

Price

People report positive experiences with price, often noting significant savings compared to previous... See more

Service

Customers consistently note positive experiences with service, often highlighting the ease of obtaining car... See more

User experience

Reviewers mention positive feedback about user experience, with many finding the online process... See more

Website

Reviewers highlight positive aspects of the website, with many finding the online quote and renewal processes... See more

Subscription

Customers had positive experiences with subscription renewals, often finding the process easy and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

It was good that my car insurance was automatically renewed but a Certificate of Insurance was not issued either in paper form or transmitted via e - mail. I had to contact RAC Insurance by telephon... See more

Company replied

Rated 4 out of 5 stars

Always room for improvement. I still think you could do a lot better by adding better Breakdown cover in to your Policies. A one stop shop with good cover at an affordable price would be a very a... See more

Company replied

Rated 5 out of 5 stars

RAC kept me updated with insurance renewal reminders in plenty of time. The premium price had only increased by a small amount. This stopped me from checking the market to look for a better deal. In t... See more

Company replied

Rated 5 out of 5 stars

I had no problem at all. I’d been with the same company for many years and the premium has escalated tremendously over the past few years particularly. I was just coming to the end of my 2 nd year of... See more

Company replied


Company details

  1. #153 of 169 best companies in Insurance broker
  2. #49 of 69 best companies in Car and Motor Insurance Agency
  3. #175 of 224 best companies in Insurance agency

Written by the company

The RAC has been providing peace of mind to motorists since 1897. We are dedicated to helping drivers across the UK with a wide variety of products. RAC Car Insurance offers drivers quality insurance, from a name you can trust with options to suit your needs. If you like to do everything digitally, RAC Online Car Insurance is for you! View your cover, make changes, or renew — all through your online account, 24/7. Cutting out the call centre makes RAC Online our cheapest car insurance option. If you prefer the reassurance of talking to the team, our standard RAC Car Insurance is a great choice. We’ve been named ‘Moneyfacts Car Insurance Provider of the Year’ five years in a row, so you know you’re in safe hands. Get your quote online today – direct from the RAC.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

17k reviews

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4.4

All reviews

(16,936)

11,061 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 3 out of 5 stars

Price hike on any change?

Initial quote was ok but when we changed address to a proven lower risk, lower premium address it was notable that the RAC wanted MORE.

BEWARE!!!!!!

1 July 2026
Unprompted review
Rated 5 out of 5 stars

Quote on time

Quote on time, Great responce when phoned - Competive quotes

29 June 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

It's great to know you were happy with our service. Thanks for the review! If you'd like to recommend us to anyone, just send them the link below. We'll give you a £25 e-gift card after they join. See details here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

I used a few comparison sites for my…

I used a few comparison sites for my insurance quote and RAC was competitively priced so weighing up all my options I went with RAC. They've been around for over a century and their main purpose is to take care of motorists, if they cant get this right then who can??

29 June 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave such a lovely review. We’re glad you’ve had a good experience with us.

Rated 5 out of 5 stars

Very help full and polite lady on the…

Very help full and polite lady on the other end of the phone helping with the questions I asked , was able to reduce the cost of my insurance premium very little loss of cover 🙂. The only down side of things was the time it took to listen to the legal jargon ( about underwriters ,etc,etc , just to speak someone about renewing my car insurance.

24 June 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

We really appreciate your positive feedback. It’s great to hear you had a good experience with us.

Rated 5 out of 5 stars

Clear

Clear
Easy
Reasonable

23 June 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave us such a positive review! If you want to recommend us, you can get a £25 Amazon gift card for up to 12 successful referrals. Use this link: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Simple to take out this insurance at at…

Simple to take out this insurance at at competitive price with the added benefit of breakdown cover.

29 June 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave us such a positive review! If you want to recommend us, you can get a £25 Amazon gift card for up to 12 successful referrals. Use this link: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

A little more expensive but the cover…

A little more expensive but the cover is considerably better with a much lower compulsory excess.

29 June 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thank you so much for the wonderful feedback! It really means a lot to us. If anyone you know needs car insurance, refer them using the link below. You'll earn a £25 e-gift card when they get insurance with us following your unique link. See details here: rac.co.uk/insurance/refer-a-friend

Rated 4 out of 5 stars

Car insurance rac

A good deal though go compare

29 June 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Great prices

Very easy to renew absolutely no problem great price would recommend to anyone

28 June 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

We really appreciate your positive feedback. It’s great to hear you had a good experience with us.

Rated 5 out of 5 stars

Very reliable.

17 May 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave us such a positive review! If you want to recommend us, you can get a £25 Amazon gift card for up to 12 successful referrals. Use this link: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

effortless

effortless, smooth transaction

23 June 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave us such a positive review! If you want to recommend us, you can get a £25 Amazon gift card for up to 12 successful referrals. Use this link: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Easy layout and simple to complete also…

Easy layout and simple to complete also a good price.

28 June 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thanks for taking the time to leave a positive review. We're glad to hear everything went well when you bought your car insurance. If you know someone who needs car insurance, you can earn a £25 e-gift card for each successful referral here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

It was very simple

It was very simple, quick and a good price

24 June 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thank you so much for your wonderful review - we really appreciate you taking the time to share your experience.

Rated 5 out of 5 stars

It was very easy

22 June 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thank you so much for the wonderful feedback! It really means a lot to us. If anyone you know needs car insurance, refer them using the link below. You'll earn a £25 e-gift card when they get insurance with us following your unique link. See details here: rac.co.uk/insurance/refer-a-friend

Rated 5 out of 5 stars

Timing Perfect

The price was very competitive

29 June 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

Thank you so much for your wonderful review - we really appreciate you taking the time to share your experience.

Rated 5 out of 5 stars

Everything Covered

Easy to use website with extensive coverage options at very affordable prices. Quick and eficient, great.

29 June 2026
RAC Car Insurance logo

Reply from RAC Car Insurance

We really appreciate your positive feedback. It’s great to hear you had a good experience with us.

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